Tax Lien Homes
Need help on how to sell a house with a lien? Rivr Group is a premier we buy houses company with a team of dedicated professionals.
Get Your Fair & Honest All-Cash Offer Today! No Obligations!
We Buy Houses In Any Conditions
How to Sell Tax Lien Homes Fast: Simple Solutions for Property Owners
Rivr Group specializes in buying tax lien homes in Kentucky. We handle every type of lien, including tax liens, judgment liens, and mortgage liens.
We resolve debt, negotiate with local government offices, and streamline the sale of your home, even with multiple claims attached. Get a guaranteed cash offer regardless of your situation, with flexible closing dates. No commissions, no repairs. Call (812) 901-0770 today to discuss your property.
Understanding Property Liens and Tax Lien Homes
A lien is a legal claim against a property, meaning the owner owes money or taxes to a creditor, agency, or government entity. When property taxes or other obligations remain unpaid, this debt can lead to serious delinquency problems.
There are two main lien types:
1. Voluntary Liens
These are liens the property owner willingly agrees to, like a mortgage or home equity loan.
2. Involuntary Liens
These attach without consent because of unpaid taxes, unpaid contractor bills, or legal judgments.
For example:
- Tax liens occur when taxpayers don’t pay property taxes or income tax.
- Judgment liens result from lawsuits.
- Mechanic’s liens arise when contractors aren’t paid for services.
These liens don’t appear randomly. A county treasurer files them after delinquent taxpayers fail to pay; courts file judgment liens; and the IRS issues federal tax liens. When filing records are complete, a notice is officially mailed and collected in public databases.
Not sure if you have liens? You can request a title search, visit the county recorder, or contact a real estate attorney to interpret details and learn what steps are required.
Government agencies file tax liens after missed income taxes or local property taxes. Courts attach judicial liens following legal disputes.
Not sure if you have liens? Smart property owners check before trying to sell a house. Request a title search from a title company. You can also visit your local county recorder’s office to search public records.
An experienced real estate attorney can help interpret what you find.
The legal side gets tricky fast. A lien attached to your home creates serious complications. Most mortgage lenders won’t approve loans for buyers until all liens clear. Collateralized debt arrangements mean someone else has rights to your property.
Some liens eventually expire, but the timeline varies tremendously.
The Challenge of Property Liens When Selling Your Home
Traditional buyers run for the hills when they discover a house with a lien. Nobody wants the headache of your unpaid debts. Their lenders demand clean titles without exception.
Liens slash your potential profits dramatically. Sale proceeds must first pay taxes and satisfy lienholders before you see a penny. This reality crushes homeowners counting on specific amounts from their property sale.
Working with a real estate agent gets complicated with liens. There aren’t many experienced real estate agents that handle these situations. Most mortgage lenders refuse applications until you resolve all claims.
This requirement creates a chicken-and-egg problem that feels impossible to solve.
The selling process stretches endlessly when liens appear. Standard real estate transactions that normally take weeks can drag for months. Each lien holder must approve and process a lien release document or lien discharge paperwork.
Your situation might grow dire if you fall behind on payments. When a mortgage lender places you in default, they may initiate foreclosure. This process culminates in a foreclosure auction where you lose control entirely.
Your home sells for whatever the market will bear, often well below value.
Cash buyers offer a compelling alternative in these situations. They purchase properties despite complications, often handling lien release negotiations directly. This approach creates a smooth transaction without the typical delays and frustrations.
Call (812) 901-0770 for a free, no-obligation consultation about your property lien situation.
5 Ways to Address Liens Before Selling Your Property
Discovering a lien doesn’t mean you’re stuck. Here are five practical actions:
Pay Off the Lien
If possible, you can pay the amount owed using personal funds or the sale proceeds. This is common with mortgage debts or property taxes.
Negotiate a Reduced Payoff
Creditors may accept a lesser amount. This cuts cost and penalties, and once paid, the lien is removed.
Fix Filing Errors
Incorrect filing can cause wrongful liens. With proof, you can send documentation to have them corrected or removed.
Wait for Expiration
In many states, liens expire after a certain time unless renewed. Depending on your state, this could be several years.
Sell to a Cash Buyer Like Rivr Group
We help homeowners unable to resolve liens alone. We handle negotiations, work with the county, and simplify the entire process.
The Rivr Group Solution for Tax Lien Homes
Selling tax lien homes through Rivr Group removes hassle, because:
- We buy tax lien and tax sale properties in Evansville.
- We negotiate with lienholders so you don’t have to contact them.
- We let you choose your closing timeline, often starting as soon as 7 days.
- You pay zero commissions, repairs, or closing costs.
- Liens are simply paid and satisfied at closing from the sale proceeds.
Your ownership is seamlessly transferred to us.
We Buy Houses for cash
Why Choose Rivr Group
Rivr Group has experience with every lien type—tax lien, judgment, mechanic’s, and mortgage liens. We’ve acquired hundreds of tax lien homes, eliminating delays caused by county offices, lienholders, and government agencies.
You never pay extra fees, no matter how long the lien list is. We also help redeem certificate situations and intervene when the tax sale process has already begun to avoid losing your property to a third party purchaser.
You never pay extra fees, no matter how long the lien list is. We also help redeem certificate situations and intervene when the tax sale process has already begun to avoid losing your property to a third party purchaser.
Call (812) 901-0770 to get your free offer.
Types of Liens and Their Impact on Your Property Sale
Different liens affect tax lien homes differently:
Mortgage Liens
Must be fully satisfied during the sale.
Tax Liens
Filed by the local government for unpaid taxes. These hold high priority, and tax authorities aggressively enforce them to recover revenue.
Judgment Liens
Come from lawsuits, credit cards, or unpaid bills.
Mechanic’s Liens
Filed by contractors when services aren’t paid for.
Federal Tax Liens
IRS liens affect all your property and take priority over most claims.
Ready to Sell Your Tax Lien Home?
Don’t let liens stop your progress. Whether you face unpaid taxes, foreclosure action, or other claims, our team can help.
Call Rivr Group now at (812) 901-0770.
FAQ'S
Frequently Asked Questions
Yes. Even tax lien homes can be sold. Cash buyers like Rivr Group simplify the process by negotiating with all parties involved.
A title search or a visit to your county recorder reveals all recorded liens. You can also contact a real estate attorney.
Not with us. Traditional buyers hesitate, but we specialize in tax-related delinquency, payment arrangements, and enforce issues.
Yes. Even if you’re unable to pay, behind on property taxes, or facing a public auction, we can still accept and close your sale.
Absolutely. Our process specifically helps homeowners facing financial challenges. Being behind on mortgage payments or failing to pay property taxes doesn’t disqualify you from working with us.
We’ve assisted many people on the brink of foreclosure when their lender forecloses on their home. Our approach works even when you owe money to multiple creditors or face a potential foreclosure auction.
Convenient Next-Day Cash Offer
Skip time-consuming phone calls or long list of preparations. Instead request a free cash offer for a quick, seamless and fair selling process.
Next Steps
Our Simple 3-Step Process for Tax Lien Homes
We’ve refined our approach to make selling a house with a lien remarkably straightforward. Each step moves you closer to freedom from your property burdens.
Property Evaluation
We run a full title search, reviewing liens, unpaid taxes, tax sale process status, and delinquency notices.
Cash Offer in 24 Hours
We calculate a fair offer based on your property, lien amounts, and required action steps. Transparency is guaranteed.
You Choose Closing Date
Most sales end within a week. We coordinate everything with escrow so you simply enter, sign paperwork, and receive your return.
Reviews
What Our Customers Are Saying
And proof that we can deliver on our excellent customer service
Easy. Immediate. Transparent.
Rivr Group makes it easy to take the first step. Whether you want to move quickly or just explore your options, we’re here to guide you.
Sell Your House Fast & Get Your All-Cash Offer Today
Our cash home buyers in Evansville, Indiana are ready to make you a fair cash offer today.